Purchasing your first home? An FHA insured mortgage may be just what you need.  FHA loans are insured by the Federal Government, allowing the lender to offer more flexible terms.  You can purchase a 1-4 unit property with a down payment as little as 3.5% of the sales price.   The FHA will also insure mortgages for borrowers with credit scores as low as 560.  This product is perfect for the borrower with little funds available for down payment and/or recent derogatory credit.

Interested in purchasing a home that needs a little work???  The FHA 203(k) program allows you to purchase a home, give it a “facelift” and include all of the remodeling costs in the loan amount!

Already have an FHA loan and you think your interest rate is too high???  FHA Streamline refinances allow borrowers to reduce their rate without increasing their loan balance.  No appraisal is required, so this product works for borrowers with little or no equity in their home.

Maximum FHA loan limits vary by county.

Disclaimer: Paul Newell and Integrity Mortgage Group are not affiliated with FHA/HUD, and this FHA/HUD program is not approved or endorsed by any government agency. This offer is not being made by an agency of the government.